L’assurance habitation comprend un ensemble de garanties obligatoires : « Responsabilité civile » et « Dommages aux biens ». Vous pouvez, selon vos besoins et votre budget, ajouter les garanties dites « optionnelles » pour couvrir les biens qui ne sont pas inclus dans le contrat de base. Quels sont les deux cas où l’assurance habitation est obligatoire ?…
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